Why should I take an Education Policy while I can buy a plot?
This is a very common question that many parents ask. Its good to buy plots and maybe sell or even develop in future. my experience about land is that you will not always get a buyer when you want to sell, sometimes it happens but more often than not, you will not get...
Mutual Funds/ Unit Trusts
Mutual funds / Unit Trusts are collective investments where different people pool their funds together and entrust a fund manager to invest on their behalf. In Kenya there are many fund managers also referred to Asset Managers, British American Asset Manager is one of...
Is school fees an emergency?
I believe school fees is not an emergency because when the child is born, you know that after 3 or 4 years you will start paying school fees, then after another 10 yrs the child will go to form 1 and after another 4 years the kid will go to college, hence you should...
Goal Setting
Somebody said that people are not lazy, they only have impotent goals, goals that do not motivate them. The thing is, if you are not aiming at something specific, you will settle for anything. Its important to set not just goals but motivating goals, goals that will...
Various types of Insurance
Education Insurance:- with this i help you plan for your childs higher education, you realize that cost of higher education is very high and its important that you start planning as early as when your child is born. The earlier you start the more time you have to save...
Insurance and personal financial planning
Insurance is all about risk and resource management. Most people still battle with the idea of Insurance, some think that it is not Godly, but looking at Genesis 41 when Pharaoh had a dream about the 7 fat, healthy cows who were eaten by the thin, ugly cows. We see...
Personal Financial Planning
Planning and managing your finances is not about having little or a lot of money because whether you have little or a lot of money you still experience financial pressure. The financial pressure is what robs your dignity, your smile and therefore leads to greed, envy,...